Find the Right Medicare Plan - Fast and Free
Affordable Health Insurance Plans for You and Your Peace of Mind – Coverage That Truly Cares.
Finding the right health insurance shouldn’t be stressful. Our plans are designed to protect you. With extensive coverage options you can focus on what matters most – your health. Secure your future today with the right plan for for you.
WHY CHOOSE US
Utilize our Plan Enroll system that will generate the right options based on your needs and enroll today!
Free Consultations
Not sure what the right Medicare Plan is for you? Let one of our experienced agents find the plan that fits your needs.
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Utilize our software that can find the right Medicare Plan in your area for you. Click the link below to receive a quote and enroll today!
Get to Know Us
Committed to Delivering Reliable, Affordable, and High Quality Health Insurance Plans for Your Needs.
We strive to provide health insurance solutions that prioritize getting the most out of your Medicare plan, ensuring accessibility and reliability every step of the way. With a focus on personalized service, we work tirelessly to help you find the right plan. Trust, transparency, and dedication are the values driving us forward as we help secure your health and future with confidence.
Providing years of experience in the healthcare and Medicare markets.
Partnering with a vast network of trusted Insurers in Kentucky and Tennessee.
Frequently Asked Questions
When do I need to sign up for Medicare?
You’re eligible to enroll in Medicare starting three months before your 65th birthday, through your birth month, and three months after—that’s your Initial Enrollment Period (IEP). It’s best to sign up early to avoid delays in coverage.
Do I have to enroll at 65 if I’m still working?
Not necessarily. If you’re still working and have creditable coverage through your employer (or your spouse’s), you can delay Part B without a penalty. Once that coverage ends, you’ll have a Special Enrollment Period to sign up for Medicare.
What does Medicare cover?
Original Medicare includes: Part A – Hospital coverage (inpatient care, skilled nursing, hospice) Part B – Medical coverage (doctor visits, outpatient care, preventive services) It doesn’t cover most dental, vision, hearing, or prescription drugs—that’s where Medicare Advantage, Medigap, or Part D plans come in.
How much does Medicare cost?
Most people get Part A free if they’ve worked 10 years. Part B has a monthly premium, which in 2025 is around $185, but it may be higher based on your income. Additional costs depend on which plan you choose (Medicare Advantage, Medigap, or Prescription Drug Plans).
What’s the difference between Medicare Advantage and Medigap?
Medicare Advantage: An all-in-one alternative that includes Part A, B, and often Part D, along with extra benefits (dental, vision, gym memberships, etc.). These are private plans with network-based coverage. Medigap (Supplement Plans): Pays secondary to Original Medicare to cover costs like copays, deductibles, and coinsurance. You’ll also need to purchase a separate Part D plan.
What if I miss enrolling at 65? Will I be penalized?
If you don’t have creditable coverage and delay enrolling in Part B or Part D, you may face a late enrollment penalty—and it could last for life. That’s why it’s so important to get this right the first time
Which one is better—Medicare Advantage or Medigap (supplement)?
It depends on your healthcare needs, travel habits, budget, and doctor preferences. We help clients compare both options side by side so you can choose what fits best for your situation.
Can I keep my doctor with Medicare?
With Original Medicare + Medigap (supplement), you can see any doctor nationwide that accepts Medicare. Medicare Advantage plans have networks, so we’ll check to make sure your preferred providers are in-network.
Where do I sign up for Medicare?
You are at the right place! We can help guide you through the process or verify if you even need to enroll yet.
How do I avoid mistakes with Medicare?
Work with a licensed, experienced Medicare agent (like us!). We walk you through every step, help you understand your options, and ensure you enroll in the right plan—at no cost to you.
*We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-Medicare to get information on all of your options. We are not connected with or endorsed by the United States government or the federal Medicare program.